With Changex you can avoid the high transfer fees and the long waits for money to arrive home. You can transfer small or larger amounts - the fee is 1% and the wait is short.

We assume the decision of leaving your country and most probably also your loved ones to go and live abroad wasn’t the easiest one you ever took. Still you are most probably doing it for the family, thinking of their future and enabling them to have a better life today. To make this happen you send cash home on a regular basis. During the money transfer procedure some of that bright future is being taken away. International banks and numerous intermediaries take their cut each time you transfer money. Those charges can easily be as high as 10% and more. Let’s say you transfer 200,000,000 IRR per year. That’s 20,000,000 rials of the money your family will never see, a lot of cash they could spend on things they really need. In addition to being expensive, these transactions are slow and usually take days if not longer. We believe we have a fairer deal for you.


Our charge is only 1% for all incoming amounts, and no charge on the outgoing transactions. You don’t even need a bank account. And it’s fast. 

Your next step with Changex will be to send or receive rials. You can keep rials or buy bitcoin and send bitcoin to anyone, anywhere in the world; there are no geographical limitations for bitcoin. Recipient will convert bitcoin into local currency at a bitcoin exchange supported in their country or spend them online. Check here for exchanges in your home country.   To sum up what you can do with Changex:

  • make rial payments to any SHETAB bank account (rial bank account)
  • receive payments in rial or bitcoin
  • convert rial to bitcoin
  • convert bitcoin to rial